Zip Co Limited Overview
Pro stress-test →Zip Co Limited is an ASX-listed digital financial services company offering point-of-sale credit and digital payment services, operating across Australia/New Zealand and the United States with millions of customers and tens of thousands of merchant partners. The company is a leading buy-now-pay-later (BNPL) provider competing in the rapidly evolving fintech payments space.
Strategic Profile
Pro stress-test →The company has seen a strong start to 2026 with accelerating momentum and expects US transaction volume growth of more than 40%, while balancing profitability and credit loss performance. Zip's extended partnership with Stripe in the US plugs Zip into more merchant checkouts with minimal friction.
Competitive Landscape
Pro stress-test →Zip is one of the largest buy now, pay later businesses in Australia, New Zealand and the US. The BNPL sector faces intensifying competition from both fintech entrants and traditional financial institutions, with increasing regulatory scrutiny on credit quality and affordability assessments.
Industry Context
Zip Co Limited operates in Digital Financial Services / Buy Now Pay Later (BNPL).
Key facts
Founded: 2013 · Headquarters: Sydney, Australia · Employees: 985 · Revenue: $1.3B · Market cap: $2.2B