Palomar Holdings, Inc. Overview
Pro stress-test →Palomar Holdings, founded in 2013 to fill gaps in catastrophe insurance markets, is a specialty insurance provider that offers property and casualty insurance products in underserved markets, with a focus on earthquake coverage. In 2024, the company generated revenue of $553.86 million (+47.3% YoY) and earnings of $117.57 million (+48.5% YoY).
Strategic Profile
Pro stress-test →Palomar's annualized revenue growth of 52.6% over the last two years exceeds its five-year trend, signaling strong and accelerating demand in specialty lines. The company reported Q4 2025 results beating Wall Street expectations, with sales up 62.7% year-on-year to $253.4 million. PLMR is positioned as a top specialty insurer with strong growth in underserved, high-risk markets, especially earthquake and inland marine coverage.
Competitive Landscape
Pro stress-test →Palomar competes in the specialty property and casualty insurance market for individuals and businesses in the United States. The company differentiates through focus on underserved, catastrophe-exposed markets, particularly earthquake and inland marine coverage, competing against larger regional and national insurers with niche product expertise.
Industry Context
Palomar Holdings, Inc. operates in Property & Casualty Insurance.
Key facts
Founded: 2013 · Headquarters: La Jolla, California · Revenue: $553.86B · Market cap: N/A