Teya combines payment processing with business banking features, including settlement accounts and merchant portals, making it a complete financial solution for growing businesses. The company serves customers in nine European countries and sees growing SME economies as significant expansion opportunities. Recent product innovations include Tap to Pay on iPhone launched in October 2025.
Cyborg Score Rationale
With 1,141 employees as of May 2026 and $1.167B in total funding, Teya demonstrates strong scaling momentum. UK turnover more than doubled to £19m in 2024 while losses fell from £110m to £64m, showing improving unit economics. Rapid European expansion and strategic product launches position it well in the competitive SME payments market.
Top Insights
Launched in Spain and Italy in February 2026, now operating in nine European countries including Croatia, Hungary and Portugal
Authorized by the Financial Conduct Authority under e-money regulations for payment services
Expanded product suite includes Tap to Pay on iPhone (October 2025) and mobile payment acceptance
Integrates with over 50 ePOS systems to simplify merchant operations
Named Competitors
Adyen — Global payments platform for merchants and platforms
Paylike — Payment gateway and processing solutions
Square — Point-of-sale and payment processing platform
SumUp — Mobile payment solutions for SMEs
Recent Developments
(February 2026) Launched operations in Spain and Italy, expanding to nine European countries
(October 2025) Introduced Tap to Pay on iPhone for contactless payments
(March 2026) Partnership with Flowpay to expand embedded SME financing across Europe
(May 2026) Soluciones de Pago partnership to launch payment solutions for Spanish SMEs
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