Peapack-Gladstone Financial Corporation — Cyborg Score 7/10

Solid
Community Banking & Wealth Management

Strategic Profile

The bank manages $12.1 billion in assets under management/administration and maintains a single point of contact business model offering comprehensive banking solutions. The company maintains a solid capital position with recent improvements in funding and liquidity profile. The firm targets high-net-worth individuals and businesses in the New York metropolitan area.

Cyborg Score Rationale

The company will remain well capitalized following subordinated debt redemption with strong regulatory capital levels. PGC currently trades below its Fair Value, appearing on InvestingPro's most undervalued stocks list. Recent leadership retention agreements signal confidence in execution.

Top Insights

  • Company redeemed $100M in subordinated notes on March 2, 2026, at 100% of principal plus accrued interest.
  • Third-quarter 2024 deposits grew $279 million to $5.9 billion at 20% annualized rate.
  • Entered retention agreements with CEO Douglas Kennedy and SVP John Babcock through December 2028.
  • Moody's confirmed Baa3 long-term issuer rating with stable outlook, citing solid capital position.

Named Competitors

  • Regional Banking & Wealth Management — Northeast regional bank with commercial and wealth services
  • Wealth Management Services — National wealth management and investment banking
  • Community Banking — Regional community bank competitor

Recent Developments

  • (March 2026) Completed $100M subordinated debt redemption
  • (January 2025) Rebranded as Peapack Private Bank & Trust to unify banking and wealth divisions
  • (2024) Appointed Paula Gambino as SVP Head of SBA to expand small business lending

Open the full interactive Peapack-Gladstone Financial Corporation report

Strategic research, analyst-debate audio, full Cyborg Score breakdown across 11 dimensions, and saved-company audio playlists.

Open report →