The company has 50 employees and maintains a lean operational footprint typical of a small regional bank. In 2024, Delhi Bank's revenue was $9.21 million, a decrease of 4.63% compared to the previous year's $9.66 million. The bank positions itself as a community lender with strong local ties and diversified loan products spanning consumer, real estate, agricultural, and commercial segments.
Cyborg Score Rationale
Delhi Bank Corp is a micro-cap regional bank trading OTC with modest scale ($71M market cap as of June 2026) and declining revenue trends in 2024. The company pays dividends (1.87% yield) and has historical stability, but faces headwinds from limited growth, low liquidity, and limited data availability. Regulatory and rate environment risks are inherent to community banking.
Top Insights
Micro-cap OTC-traded bank with market cap of approximately $70.41M as of June 2026, indicating very limited institutional interest and low liquidity
2024 revenue declined 4.63% to $9.21M and earnings fell 10.63% to $1.71M year-over-year, signaling operational headwinds
Pays a 1.91% dividend yield, typical of small community banks seeking to attract conservative retail investors
Ultra-small operational footprint with 50 employees, limiting scalability and competitive reach in an increasingly consolidated regional banking landscape
Named Competitors
Community Banks Regional — Local community banks in Northeast US
Chase Bank — Large national bank
Digital Banking Platforms — Online-only banking alternatives
Recent Developments
(2024) Revenue declined 4.63% year-over-year to $9.21 million and earnings fell 10.63% to $1.71 million
(January 2026) Stock trading at approximately $20.85 per share on OTC markets with minimal daily volume
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