Shiga Bank is a Japanese bank with a majority of its deposit and loan portfolio targeting Shiga prefecture, with a strategy emphasizing regional market penetration. The bank operates primarily within Shiga Prefecture offering a full spectrum of services including retail and corporate banking, loans, deposits, foreign exchange, and wealth management. The bank is recognized for its strong regional presence and commitment to personalized customer service.
Cyborg Score Rationale
Within the Japanese banking sector, The Shiga Bank holds a stable and respected position among regional financial institutions. The bank maintains steady profitability with diversified revenue streams from deposits, loans, and ancillary services. However, regional concentration and exposure to Japan's mature banking market present structural headwinds.
Top Insights
Market capitalization of approximately 406.79 billion JPY with 8.34% growth over the last week.
Comprehensive service offerings spanning deposits, loans, investment trusts, insurance, asset management, and specialized services including M&A advisory and crowdfunding.
Strategy emphasizes trust products, inheritance tax mitigation, and real estate services; real estate loans constitute majority of loan portfolio.
Latest quarter net income of 5.63 billion JPY, representing growth from prior quarter of 4.65 billion JPY.
Named Competitors
Regional Banking — Regional bank competitor in Japan
Recent Developments
(Mar 2026) Stock trading at 8,790 JPY with current market cap of approximately 406.79 billion JPY
(Feb 2026) Next earnings report scheduled for May 8, 2026
(Sep 2025) Stock price at $44.73 USD with market capitalization of $2.06 billion
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