Red River Bancshares, Inc. — Cyborg Score 8/10

Strong
Regional Banking

Strategic Profile

Red River Bancshares has repeatedly returned capital via dividends and repurchases while posting solid financial results. The company's dividend increase reflects a focus on returning capital to shareholders while maintaining strong capital ratios.

Cyborg Score Rationale

The company reported $1.73 earnings per share for Q4 2025, beating consensus by $0.10, with a 12.58% return on equity and 25.18% net margin. The board recently increased the quarterly dividend by 67% from $0.15 to $0.25 per share.

Top Insights

  • Dividend increased 67% to $0.25/share (Feb 2026), signaling strong capital position and shareholder returns focus
  • Upgraded to Strong Buy by Zacks Research in February 2026
  • Board renewed and increased stock buyback program to $10M for 2026
  • Market cap of ~$585M with 13.92 P/E ratio and low 0.51 beta

Named Competitors

  • Regional Banking Services — Louisiana-based regional bank
  • Community Banking — Regional banking holding company
  • Banking Services — Regional community bank

Recent Developments

  • (February 2026) Quarterly dividend increased 67% to $0.25 per share
  • (February 2026) Board eliminated mandatory director retirement age in bylaw amendment
  • (December 2025) Stock repurchase program renewed and increased to $10 million
  • (January 2026) Beat Q4 2025 EPS estimates with $1.73 earnings per share

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